Auto Loan for bad credit possible?
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I want to buy a Nissan Cube in the next couple of weeks. I have ,000 to put down and the car will be around ,000 I tried to get a auto loan from my bank and I got denied. My credit score is 601. I have no debt, I paid everything off 2 years ago, no major credit cards (bc my credit is so bad I can’t get one), I make ,000+/year so I can afford it. My debt was no more than 00 and I have never owned or rented a house. Is there any place that I can go in the Houston, Texas area that will approve me with a not so high interest rate? Thanks in advance. It wouldn’t be such a big deal but my current car is hanging by a thread and will cost 00 to fix and I refuse to put that much money into it again.
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Suzanne said:
I would visit a Nissan dealership, pick a Cube with the features you want, and have them work out some numbers for you. As long as you don’t go crazy with options, you may be able to keep the price (with taxes and license) under $20,000. If you can put $6,000 down and get something in trade for your current car, you may be looking at financing just $12,000.
Even with a credit score of 601, you should be able to obtain financing for $12,000 if you don’t have any blemishes in your credit history.
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0January 31st, 2010 at 8:13 am -
Ben said:
buildcredit.ifastnet.com – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.
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0 0January 31st, 2010 at 8:13 am -
Easy said:
An unsecured personal loan is an excellent choice if you are reluctant or don’t own collateral and need money quickly or for short term. A secured loan carries low interest rates, flexible repayment terms and simple loan clauses. On the other hand, an unsecured loan, carries high interest rates and rigid repayment terms and conditions. Check out this site:
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0 0January 31st, 2010 at 8:13 am
credit repair…
Lots of different ideas listed here – simply astounding….
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