Archive for the 'auto car loan' Category

Will paying off my car loan two years ahead of schedule have a negative impact on my credit score?

I am looking forward to buying a house in a few years (likely 3) and have started saving for it. I have enough saved to pay off the remainder of my auto loan, but I am concerned that doing so might have a negative impact on my credit score (which in turn would impact my [...]

Which would be better to do: Finance a car w/the dealership or get an auto loan from a bank?

I live in Texas, and have fair credit. How much do you think my interest rate would be?

Is the my co-signer on my car loan liable after I file chapter 7 bankruptcy in California.?

My father co-signed on my auto loan before I lost my income. I filed chapter 7 but have continued to make payments on the car in attempt to keep my fathers credit from getting ruined. Would the car show up on hes credit as in default? If I gave it back to the dealer would [...]

Can a Co lessee buy a car on his own using Auto Loan?

Recently,I have signed as co-lessee for my friend when he leased a Honda Civic for 3 years My credit score – Experian was 702 and FICO 680.I am not making any payment for his lease.he takes care of himself.I just helped him get the car using my credit score.I am planning to buy a car [...]

How does auto insurance work when you "loan" your car to another?

I have been thinking of "loaning" my car (which I own) to my 87 year old father. I would then lease a vehicle for myself. Then at the end of the lease period (let’s say 3 years) if he is no longer driving, the car returns to me. Can he purchase auto insurance on himself [...]

can a 13-9 year old car get finaced through a auto loan?

Im looking into buying an e36 bmw, mainly an m3 and i need to know if a bank will even give me a loan for a car that old. (made in 95-99). If a bank will, whats the difference between an old used car loan and a newer one? Like what will [...]

What is the minimum I have to put down on a car loan so I don't have to get full coverage auto Insc?

I am looking to put down 5000$ and finance a car that is around 11-12k so Ill be taking out roughly an 8000$ auto loan

Do you have to know the VIN of the car I want to buy to get a car loan?

I am trying to get an auto loan but I’m not sure of the exact car I want to buy. I want to be prepared when I go the dealership. I don’t want to have to test drive cars, then go get financing elsewhere.

Is 701 good enough for a car loan through a bank, given the current economic situation?

im 22 years old and am probably going to be in need of a new car within a few months. My credit score is 701 and i have just over 1000$ in total debt. Despite the current economic crisis happening in America, will this be good enough to get an auto loan for, say, 10,000?

What does auto refinancing mean? Also, can I use an auto loan to pay off my car payments?

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