Archive for the 'auto loan' Category

What is the average interest auto loan rate these days?

What is a good or average interest rate on an auto loan?
For a brand new car that is. I know it depends on your credit, so please don’t give me that answer. Still, even with good credit or average credit, how do I know the average interest rate for auto loan unless someone tells me [...]

Can auto loan company contact you 4 years after the loan was paid off and say they made a mistake?

I paid off my auto 4 years ago. Now, the company is contacting me saying they made a mistake on the payoff amount and i have to pay them over 3000. I have the title and notice saying the loan was satisfied. Are there any legal actions that I can take?
Yeah, I [...]

How long should you be employed before qualifying to refinance an auto loan?

I would like to lower my monthly payments by refinancing my auto loan. I have a good credit score to refinance (700s). I was recently unemployed (from October to February). However, I am about to start a new job this March 1.
How long should I be employed to qualify for an auto loan refinancing? (if [...]

What are minimum requirements for private party auto loan?

The answer is hard to find online. Some suggest at least 000 loaned, or subject car must be only 4 or 5 years old, or max 48 months repayment term, etc. I realize there will be some variables, but there must be some standards here. While we’re at it, are there standards for how high [...]

What is the best way to refinance an auto loan?

We just bought a car today with a high apr, we used the dealer’s financing. We have a great credit history however our ‘auto’ credit score is lower than our overall score. What is the best way to refinance an auto loan? Is there a way for us to repair our auto credit score, if [...]

What is the process of getting an auto loan and using it?

Im trying to trade in my 2008 chevy hhr for a 2009 Honda Ridgeline which is 33,000 and I am trying to get a auto loan too. I was trying to get a 15,000 to 20,000 auto loan. Do i have to pay both the monthly payment of the truck to the financing company that [...]

How will applying for an auto loan on-line at several places affect my credit rating?

I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?

auto loan?

can i get an auto loan if im in college and only 18 w/ no credit because i want a 15,000$ auto loan

Auto loan?

Im trying to get an auto loan, just 1,000 to put down on my vehicle, but the online websites want a mnimum loan of 7,500. I dont want so much, is there a website i can get a loan like that or a bank, i dont have great credit.

What is the minimum credit score a co-signer must have to get approved on an auto loan?

I know all banks are different and some are more stringent than others, but say I’m looking at an auto loan and I need a co-signer simply because I’m in college and I haven’t had my credit that long to have my "credit file" big enough, with no real loans except a small credit card [...]

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