I was wondering what the LEGAL Max. interest rate for a car loan in the state of Texas is and how does it compare to other states? I have heard it is 18% but I am unsure.

I know my scores stink & I know how to raise them. They were pretty decent a few years back, but a couple of hospital bills that went to collections plus a few late credit card payments & they went way down fast…
I just want to know what kind of int rate to expect [...]

I purchased a used vehicle in January with an unusally high interest rate. I put 00 down and owe 00, I don’t have great credit but I have paid off 3 car notes in the past, any suggestions on where to refinance a loan for under 00 for a used car that will have a [...]

I’m looking to buy a car in the next few months. I’ve read and heard that a score over 720 gets the best interest rates. Let’s suppose I have 720 credit rating and 80% credit debt and only 20% available credit. (Cards almost maxed out).
How does this affect the interest rate?
Will I even be [...]

i want to get a car, i need to know what is the higest rate, a loan can be financed for. one of my friends got a car loan and her rate is 22.5 percent. that sounds very high. and what can she do to get out of it.

I bought my first car a few years ago cash and am now looking to buy a another used car. My first car is a beater and so I want to upgrade to a better (but still used car). What is the average rate for a car loan and how long do people [...]

i have a fairly new car loan which is currently at ,936.50 with wachovia Bank. i bought the car on sep.2007. anyways, i did the math of my last payment that i sent, and i believe it went towards interest and not my principle of my car. please help me to understand how to beat [...]

I am just curious as to what most banks do when charging interest on a car loan.
Is it prime plus 2%? Is it prime plus 3%? I understand that it would depend on if you’re looking for a fixed or variable interest rate, but I’m just curious as to the percentage [...]

We have a car loan that began in 2005 and have never made 1 late payment – every month the car loan was paid on time.
We’ve recently received offers from various banks/loans proposing a lower interest rate.
We want to stay with our current auto loan provider but want them to lower the interest [...]