can i get a car insurance policy for a month ONLY?
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my friends and i are planning a road trip across the country and back. my friends grandma just got a new car and has her old car just sitting in her driveway. we want to take it because its a four door car but it has no insurance policy.
is there anyway to get coverage for the month we are gone ONLY and not for the whole year or 6 months, or 3 months.
thanks
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Courtney said:
Technically, there are ways of doing this. However, most auto insurers only sell a 6 month, or an annual policy.
If Grandma holds the vehicle title in her name, the insurance policy will have to be listed in her name, and grandson as a driver. Once the policy is started, you can choose to pay it in full, quarterly, or monthly in most cases. If you choose monthly, you’ll probably have to put an extra month down, a ‘reserve’ month, if you will. I’m not sure what state you are in, but in Texas, it is based on pro-rata. So, if you pay for two months, and you only use one month, you can cancel the policy and get the amount you have overpaid back.
If you tell the insurance company you are only wanting insurance for a month, they may not let you. I’d try a non-standard company like progressive. They may be able to help you.
Good luck.
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0January 4th, 2010 at 4:54 am
