I still got bad credit but i have an excellent payment history with my auto loan company for the past seven months. My interest rate is 22.92% YIKES but i needed a car bad. the loan is for 9270 and its down to 8400. I had it since May08 and i got 41 months to remaining. Seeking advice not a tongue lashing,lol.
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It is doubtful that 7 months will change your credit score that much. It is not just this loan, but how are all of your other dents that affect your credit score?