Let me tell you my problem:
I want to purchase a vehicle but I’m worry about my credit. I have past-due child support that I just start paying after I got my new job. I was wondering if that will hurt me or count against me from not getting a loan. I recently apply with a bank to get a loan and they approved me for 000 APR is around 15%. They just need to verify some more info about me. I’m worried that if after I talk with them they might not approve the loan. Has anybody been in a similiar situation like me? Please respond with feedbacks so I have an understanding on what to do before I waste my time at the bank.
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{ 9 comments… read them below or add one }
In NJ even if you are making your payments but your arrears are over $1000 your account will be reported to credit agencies… Most states have similar rules except that the amount varies.. Call your child support office and find out weather your account has been reported. — If u already started making payments on your account you can tell the bank to call the child support office to verify the status and the office may be able to fax something over to them stating that payments have started coming in.
hahaha good luck
Yes because a car acts as collateral you can get a loan. Just don’t expect to buy a Jag or something try getting one here
http://www.fast-auto-loan.net
I know with bad credit you can, but i dont think they will with past-due child support. Or you can go to a buy here -pay here, they will probably finance it for you
create and new identity and dont mess it up- as long as your being honest with the new id i see no issues and dont screw it up
i always rec- you use a deceased party to crreate new identity
Usually child support does not go on your credit report unless it goes through some kind of banking process.The state usually handles CS and they just come get you if you don’t pay.You can always get a car at a on the lot finance company,you just pay a little more in interest.
Check this place out. All you need is a job.
http://creditoffernow.com/autoloan
Past due child support genenerally is not on your credit report unless you are SERIOUSLY delinquent. Don’t worry about it. You will find some bank or corporation to finance – you might just have to pay a higher interest rate. Good Luck!
These articles should help you:
Unsecured Debt Consolidation Loan For All
http://www.askaquery.com/question/Unsecured-Debt-Consolidation-Loan-For-All.html
Regain your financial status with Debt Consolidation Loans
http://www.askaquery.com/question/Regain-your-financial-status-with-Debt-Consolidation-Loans.html
Debt Consolidation Loan for Bad Credit
http://www.askaquery.com/question/Debt-Consolidation-Loan-for-Bad-Credit.html