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LA said:
yes. if your husband or wife finances a car, you can be added to the title. it can also work like that with parent and child.
in wisconsin, both parties do not have to be on the loan to be on the title. my husband was on my title and he was not on my loan. so, it IS possible in some states to not finance and be put on a title. work with your bank or credit union. as long as the loan gets paid, a lot of banks could care less who else extra is added to the title.
okay, i have purchased numerous cars and banked at both credit unions, banks and even financed through a dealership itself. in WISCONSIN, i was able to finance the car on my own and put the husband on the title without adding him to the loan financing. he just needed to acknowledge that he was AWARE i was receiving financing. he did NOT need to be placed on the loan, nor did he need make payments, co-sign or anything like that to be placed on the title. that is the TRUTH. so, ask your LENDER to see if it is possible in your state. because i have done it here MULTIPLE times without problems.
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0March 8th, 2010 at 12:17 am -
theevilfez said:
not a a good dealership … thats called a straw purchase and most lenders will nix the loan
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0 0March 8th, 2010 at 12:17 am -
songbird092962 said:
Depends on your state. Call your state’s licensing bureau and they can tell you for sure.
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0 0March 8th, 2010 at 12:17 am -
werfe said:
NO, in all 50 states. A straw purchase is when someone finance’s a car for someone else. Now if your married, the husband buys the car he can not have the wife on the title unless she is on the loan. Now it’s a good idea to put the spouse on the loan because if he dies the car does not automatically go to the wife, it would go to his estate. Anyone related to the person that died can fight for rights to his property. Don’t listen to LA, whoever she is, she has no idea what she’s talking about. There is such a thing as Truth in Lending.
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0 0March 8th, 2010 at 12:17 am -
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0 0March 8th, 2010 at 6:07 pm
