Aug 26 2011

If your co-signer on an auto loan files for bankruptcy, is there a legal fee that gets added to my loan?

My grandfather-in-law cosigned on an auto loan. He recently filed for bankruptcy. He doesn’t live with us nor is he involved with the car or its payments. I was just informed by the bank that because he filed, I will have an additional 0 charge added to the last payment of the loan for "legal [...]

Aug 24 2011

Where can I get the best rate for an auto loan when buying from private party?

Capital One’s auto loan program seems to be the best but only allows you to buy from an approved dealership and not private party. If I need an autoloan when buying from private seller, where can I get the best rate? thank you!

Aug 21 2011

Is there a possiblity for a person on SSDI to obtain an auto loan?

Can a person who is disabled and on SSDI able to obtain an auto loan? Do you know of any lenders that would accept an application from someone who does not work but gets a monthly disability check?

Aug 17 2011

How often is refinancing an auto loan acceptable?

I just refinanced my auto loan 2 months ago from 22% to 18%, I think i can get a better rate now. Should I do it or would this hurt my credit? thanks for the help… score went from 590 to 655 now in two months!! (after 1 year of hard work!!)

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Aug 14 2011

Do I have to pay the auto dealer any money since I was approved for a auto loan?

I was approved for a auto loan today. I’m not sure if I have to give the auto dealer some money also.

Aug 11 2011

Will paying extra on the principle of an auto loan lower my monthly payments or just pay it off quicker?

I just got an auto loan recently. My question is, if i make extra payments towards the principle, will my monthly payments be lower over the 60 month term of my loan, or will my monthly payments stay the same and I just have fewer of them to make? I’m asking because I’m planning on [...]

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