Comments for Auto Car Loan Now http://autocarloansnow.com Sat, 27 Mar 2010 18:07:04 +0000 hourly 1 http://wordpress.org/?v=3.0 Comment on What is a reasonable interest rate for a used auto loan? by skirfer http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html/comment-page-1#comment-4748 skirfer Sat, 27 Mar 2010 18:05:08 +0000 http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html#comment-4748 Interest rates are sky high right now. To answer your question: a good rate for a used car is between 8 and 10, but your rate will depend on your CREDIT SCORES. I bought a new vehicle last August and have excellent credit and i received a 7.98 on a new car, but had the option of 0.0 GOOD LUCK Interest rates are sky high right now. To answer your question:
a good rate for a used car is between 8 and 10, but your rate will depend on your CREDIT SCORES. I bought a new vehicle last August and have excellent credit and i received a 7.98 on a new car, but had the option of 0.0
GOOD LUCK

Like or Dislike: Thumb up 0 Thumb down 0

]]> Comment on What is a reasonable interest rate for a used auto loan? by Credit Expert http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html/comment-page-1#comment-4747 Credit Expert Sat, 27 Mar 2010 18:05:08 +0000 http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html#comment-4747 You won't have any control over it unless you have a big down payment. I agree that www.lendingtree.com will get you talking to the lender first before going to the dealer. You want to have your money lined up before you buy the car. Otherwise you are at the mercy of the finance company the dealer uses. Also watch out for add ons on the contract. Most people are so worn out waiting on approval they just want the keys and will and do sign anything. Later they realize they paid for credit life, disablity, extended "warranty" ( that's worthless). Good luck! You won’t have any control over it unless you have a big down payment. I agree that http://www.lendingtree.com will get you talking to the lender first before going to the dealer. You want to have your money lined up before you buy the car. Otherwise you are at the mercy of the finance company the dealer uses. Also watch out for add ons on the contract. Most people are so worn out waiting on approval they just want the keys and will and do sign anything. Later they realize they paid for credit life, disablity, extended "warranty" ( that’s worthless).

Good luck!

Like or Dislike: Thumb up 0 Thumb down 0

]]> Comment on What is a reasonable interest rate for a used auto loan? by Cdn_Superdave http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html/comment-page-1#comment-4746 Cdn_Superdave Sat, 27 Mar 2010 18:05:08 +0000 http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html#comment-4746 Options is power in a negotiation. See what your bank etc will offer and then negotiate the best rate with whomever offers it Options is power in a negotiation. See what your bank etc will offer and then negotiate the best rate with whomever offers it

Like or Dislike: Thumb up 0 Thumb down 0

]]> Comment on What is a reasonable interest rate for a used auto loan? by fly boy http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html/comment-page-1#comment-4745 fly boy Sat, 27 Mar 2010 18:05:08 +0000 http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html#comment-4745 You need to get a loan before you shop for the car. Repeated checks of your credit at dealerships hurts your score which determines the rate you get. When you get pre approved for a loan and have the check you have the upper hand . Try this site and they will get you different offers. You need to get a loan before you shop for the car. Repeated checks of your credit at dealerships hurts your score which determines the rate you get. When you get pre approved for a loan and have the check you have the upper hand . Try this site and they will get you different offers.

Like or Dislike: Thumb up 0 Thumb down 0

]]> Comment on What is a reasonable interest rate for a used auto loan? by clark6561 http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html/comment-page-1#comment-4744 clark6561 Sat, 27 Mar 2010 18:05:08 +0000 http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html#comment-4744 6% but i woulnt count on it from used dealership they high as hell 6% but i woulnt count on it from used dealership they high as hell

Like or Dislike: Thumb up 0 Thumb down 0

]]> Comment on What is a reasonable interest rate for a used auto loan? by Sarah K http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html/comment-page-1#comment-4743 Sarah K Sat, 27 Mar 2010 18:05:08 +0000 http://autocarloansnow.com/what-is-a-reasonable-interest-rate-for-a-used-auto-loan.html#comment-4743 I found an offer for 7.something%, but that was through my bank/credit union. Seriously, though, see if you can just pay for it outright and use that as leverage in negotiating a lower price. Most won't want to budge from Kelley Blue Book value for dealerships and STILL tack on fees to sell it to you. See if you can haggle the APR the purchase price. See if there's a prepayment penalty and, if not, pay more than what's due so that you can be done with the debt earlier and pay less in interest overall. (This is part of why a large down payment is a good option.) Good luck! I found an offer for 7.something%, but that was through my bank/credit union. Seriously, though, see if you can just pay for it outright and use that as leverage in negotiating a lower price. Most won’t want to budge from Kelley Blue Book value for dealerships and STILL tack on fees to sell it to you. See if you can haggle the APR the purchase price. See if there’s a prepayment penalty and, if not, pay more than what’s due so that you can be done with the debt earlier and pay less in interest overall. (This is part of why a large down payment is a good option.) Good luck!

Like or Dislike: Thumb up 0 Thumb down 0

]]> Comment on Which car insurance companies are cheapest for teen girls? by John W http://autocarloansnow.com/which-car-insurance-companies-are-cheapest-for-teen-girls.html/comment-page-1#comment-4742 John W Sat, 27 Mar 2010 18:05:03 +0000 http://autocarloansnow.com/which-car-insurance-companies-are-cheapest-for-teen-girls.html#comment-4742 Insurance is very individual based on age, driving history vehicle to insure and location. Because of this what is cheap for me may not be cheap for you. The best thing to do would be to get an online insurance quote from http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html it will find you the lowest prices in your area for car insurance. Insurance is very individual based on age, driving history vehicle to insure and location. Because of this what is cheap for me may not be cheap for you.

The best thing to do would be to get an online insurance quote from http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html it will find you the lowest prices in your area for car insurance.

Like or Dislike: Thumb up 1 Thumb down 0

]]> Comment on Which car insurance companies are cheapest for teen girls? by 45 cal http://autocarloansnow.com/which-car-insurance-companies-are-cheapest-for-teen-girls.html/comment-page-1#comment-4741 45 cal Sat, 27 Mar 2010 18:05:03 +0000 http://autocarloansnow.com/which-car-insurance-companies-are-cheapest-for-teen-girls.html#comment-4741 Have your father add you on to his thats the only way since the car is in his name? Have your father add you on to his thats the only way since the car is in his name?

Like or Dislike: Thumb up 0 Thumb down 0

]]> Comment on Which car insurance companies are cheapest for teen girls? by gary d http://autocarloansnow.com/which-car-insurance-companies-are-cheapest-for-teen-girls.html/comment-page-1#comment-4740 gary d Sat, 27 Mar 2010 18:05:03 +0000 http://autocarloansnow.com/which-car-insurance-companies-are-cheapest-for-teen-girls.html#comment-4740 most states set the max rates allowed and its the companies choice to lower it or not. none will be cheap and most will not be as cheap as using the same one your parents have already due to multi car discounts. this would mean adding u to their policy and also means if u mess up.... they pay also. good luck and drive safely. gary most states set the max rates allowed and its the companies choice to lower it or not. none will be cheap and most will not be as cheap as using the same one your parents have already due to multi car discounts. this would mean adding u to their policy and also means if u mess up…. they pay also. good luck and drive safely.
gary

Like or Dislike: Thumb up 0 Thumb down 0

]]> Comment on Which car insurance companies are cheapest for teen girls? by Mark http://autocarloansnow.com/which-car-insurance-companies-are-cheapest-for-teen-girls.html/comment-page-1#comment-4739 Mark Sat, 27 Mar 2010 18:05:03 +0000 http://autocarloansnow.com/which-car-insurance-companies-are-cheapest-for-teen-girls.html#comment-4739 Having the parents add you is the best. Having the parents add you is the best.

Like or Dislike: Thumb up 0 Thumb down 0

]]>