When attempting to purchase a used vehicle, the dealer owning the car indiscriminately queried over 10 banks to find a lender willing to loan on a car with excessive mileage. The net result is a sudden plunge in my FICO score.
When attempting to purchase a used vehicle, the dealer owning the car indiscriminately queried over 10 banks to find a lender willing to loan on a car with excessive mileage. The net result is a sudden plunge in my FICO score.
This entry was posted on Wednesday, February 24th, 2010 at 12:17 am and is filed under automobile loan. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
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The same thing happened to me. I had gotten approved for a loan from one company, but a few days later I was getting denial letters from all these different lenders and I had already had my car. My credit score dropped over 20 points. But what i found out is that when we go to purchase a car, we should take a current credit report with us and ask the dealer if they can give you a loan based on your report. I know it’s too late now, but it helps for future reference…
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