I have a 668 credit score from experian and transunion but no credit score through equifax for another month. I do have a car loan for 19,000.00 owe about 17,000 now. Would like to trade it in for an infinitie G35 coupe or another entry level luxury car with a better resale value. What is my best way to get approved for an auto loan through Infiniti Financial Services? Or a luxury level dealership with a low interest rate? I have 3 credit cards that have very low balances. less that 25% of my limit is used and 2 credit cards with 0 balances. All of my accounts are less that 1 year old. What should I do?
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- Is it possible to refinance a car loan with one’s current auto loan bank or institution?
- Will having a paid auto loan in my credit history benefit when I try to get a mortgage in the future?
- Will I be approved for this car loan?



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If I were you I would go to the dealership and apply.
I have a hunch you owe more than your car is worth.
Please don’t spend your life trading cars and making big payments. Your credit score doesn’t reflect a good payment history. Buy a car that isn’t so expensive. Don’t be such a snob.
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