How is it legal for car insurance companies to be sexist?
- 6 Comment
So I know that the car insurance companies prices are "based on statistics" that show men get into more accidents than women, but… If it was statistically proven that for example, African Americans got into more accidents than Caucasians, would they be able to charge the African Americans more?
If they can be sexist, can they be racist?
6 Comments on this post
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Chris C said:
Welcome to the world of double-standards
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0December 25th, 2009 at 5:46 am -
emiller1998 said:
Its not sexism or racism. Its based on facts.
In the case of insurance its a fact that males wreck more cars. They are typically more aggressive drivers. Same goes for higher rates for teens and old people because they really do wreck more cars.
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0 0December 25th, 2009 at 5:46 am -
mustanger said:
As Mark Twain once said there are three kinds of lies. Lies, damned lies and statistics. And there are no laws to keep them from using statistics, which can be slanted most anyway the people gathering them wants.
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0 0December 25th, 2009 at 5:46 am -
ken k said:
they call them the way they see it/they are right/if your car is in newark nj the cost is higher for comp because of the hi theft rate/no matter where the 17-26 year old males are the worst/you see them here on this site/(do you think i can get away with??) and they are driving 3 months/so they profile and they wont take the bet//thats what it is/you put up so much and they bet you wont do it/smash /lite on fire/have it stolen etc
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0 0December 25th, 2009 at 5:46 am -
Scott H said:
If the insurance companies charged higher premiums for young male drivers because "girl drivers are prettier", then that would be gender discrimination. But since the insurance industry has decades of actual statistics that prove young male drivers are involved in more collisions than young female drivers, it isn’t sexist. It’s based on fact. Nobody is forcing you to drive and purchase insurance coverage. If you don’t like the rules, stay out of the game.
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0 0December 25th, 2009 at 5:46 am -
Junie H said:
For car insurance the quickest way to get a low quote is do a auto policy comparison. Be sure to choose the same coverage amounts, you can get an fast quote to compare against others. Use the same zip code, auto make and model, mileage and driving history to make sure you get accurate comparison. To get mulitple auto insurance quotes, go to http://www.goodonlinedeals.com/Auto-Insurance.html and you can compare all the major auto insurance companies.
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0 0December 25th, 2009 at 5:46 am
