Feb 12 2010

How much difference does a car alarm/ spoiler sport model make on insurance policies?

We have been looking at cars and have finally decided on a particular model, but now we have to decide on options packages. One package is considered the "sport model" and has a spoiler on the end of it (the funny looking fin on the back), but it also has a car alarm system. The other package doesn’t have any of the above, but everything else on the car is standard.
I have heard that having a car alarm can reduce your premiums, while a spoiler or sports model may increase them. Is this true? If it is would or could the car alarm cancel out the spoiler/sport model increase?
I have already tried getting several free quotes and none have allowed me to specify my policy this specifically.

3 Comments on this post

Trackbacks

  1. racer_chick79 said:

    It depends on the company and how they have their rates/discounts, etc filed. Some may increase for the "sport" model and some may not. Some may give you a discount for the alarm, and some may not (most do give a discount for an alarm that I have personally seen).

    Progressive’s website should allow you to specify the exact model….shoot it even lets you put in the VIN. That is one I have used….I’m not sure about others, sorry.

    Like or Dislike: Thumb up 0 Thumb down 0

    February 12th, 2010 at 8:13 pm
  2. moe janks said:

    none

    Like or Dislike: Thumb up 0 Thumb down 0

    February 12th, 2010 at 8:13 pm
  3. christineann1972 said:

    The car alarm may give you a discount (about 2 percent). Most car insurance companies rate the vehicle based on the auto symbol. Usually for a "sport" model, it has a higher symbol than a regular model.

    Like or Dislike: Thumb up 0 Thumb down 0

    February 12th, 2010 at 8:13 pm

LEAVE A COMMENT

Subscribe Form

Subscribe to Blog

Earnings Disclaimer | Terms of Service | Advertise | Privacy Policy | Sitemap | Contact Us | DMCA Notice | External Links Policy | Powered by wordress| Autocaraloansnow.com | Auto Credit

LINKS : Auto car loan blogdrive | Auto Loans | Car Loans Now | Auto Car Loans blogowogo | Car loans twitter | Auto car loans squidoo | Auto loan ning | Car loans now | Car loans now weebly

Copyright © 2010 Autocarloansnow.com .inc. Powered & Optimized by Auto Car Loan Now.

UBD Moneymaker Theme by Unique Blog Designs & Phillip van Coller