okay, i am 16 years old and just got my liscense a couple of days ago.
my parents are now paying an extra 0 to add me to the insurance but they want to buy me a really cheap car to drive for about 2 years so i dont crash the other expensive cars we have
say i got a ’93 honda civic for around ,000 with around say 100k miles on it, how much do you think it would cost to add that to the policy?
i mean, the more cars you add the more expensive it is. so how much would it be to add another car.
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{ 1 comment… read it below or add one }
I’d recommend asking the insurance company that insures the other cars in your family for a quote. You might as well go straight to the source for the answer – and you’d probably get a multi vehicle/discounted rate since they’re already carrying the coverage on the other cars (unless your parents have a horrible driving record, wrecks, etc – lol!).
Be sure to compare the cost of a stand-alone policy (you insured in your car only) vs. adding the cheap car to the family policy (which would allow you to drive any car in the family if you needed to). When my son turned 16, we bought him a truck but added him to our existing auto insurance. His is not a separate policy and he can drive any of our three cars (although he seldom drives anything but his truck).
Because we have three drivers and three cars, every driver has to be listed as a primary driver on each car, with the others listed as secondary. Since it was cheaper to do so, we listed him as the primary driver on his mother’s car and put me on the truck. Everyone’s still covered regardless of which car we’re driving. This was our insurance company’s suggestion since teenage boys driving pickup trucks = higher premiums. Good luck and drive safely!