How would a car insurance company discover an underage drinking ticket?
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I wasn’t driving, therefore it wont be on my driving record only my criminal. I was wondering if a car insurance company checks criminal records while you have insurance with them? The case was resolved through "stay of adjudication" which means if i keep my nose clean for a year it will be dismissed.
Thank you for your help.
10 Comments on this post
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Ebbie D said:
There are lots of places where you can get an online quote. http://www.autoadvicetips.com/Auto-Insurance-Quote.html It only takes about 5 minutes to do.
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0January 19th, 2010 at 12:03 am -
Nathan M said:
Your insurance company does routine checks every few months. If the ticket is vehicle related, your rates will go up. If it has nothing to do with your car or driving, they can still raise your rates, but probably won’t.
If it’s not considered a vehicle or traffic offense, they don’t really need to raise your rates.
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0 0January 19th, 2010 at 12:03 am -
sloperider505 said:
They can get your criminal record if they want to by just communicating with the prosecuting district. Hell, I can go online now and tell you all the convictions EVER in my county.
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0 0January 19th, 2010 at 12:03 am -
stpaulsue said:
If you weren’t driving and received the ticket……….then it would not matter who was with the driver……….you were not in control of the vehicle……..
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0 0January 19th, 2010 at 12:03 am -
matt83840 said:
They will only check or have access to what ever you tell them Plus your motor vehical records which are kept by your states DMV.
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0 0January 19th, 2010 at 12:03 am -
ready46xwu said:
YEA, but. it’s still there!
After Home Land Security Act!
Everything on everyone is brought to the surface,
even those who have "had their record expunged", are now having
problems!
If, it’s there they will find it!
Ins companies are as "bad as the GESTAPO" of old!
good luckLike or Dislike:
0 0January 19th, 2010 at 12:03 am -
space.soot said:
when they run a background check, they will find it. Don’t lie about it. And just to let you know, it will ALWAYS be on your record. It’s BS about when you turn 18, civil offenses, and dismissed charges.
A cop brought up a civil offense I did at 16 when I was 20.
I was told my civil offense (at 20) would be off my record in a year if I didn’t mess up. Well, it’s been longer than a year, and it’s still on my record.
If you had a drunk driving charge dismissed, and were caught drunk driving years later, they will use that against you in court.They say it will be gone, so you’ll admit to it. Never trust a cop. Read your rights, especially if you plan on breaking the law. If you don’t know your rights, you will get effed.
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0 0January 19th, 2010 at 12:03 am -
Cutty said:
Good luck?
Bad luck!Like or Dislike:
0 0January 19th, 2010 at 12:03 am -
Victor said:
You can compare how the insurance quotes would change, for example here – autoinsurance.maclenet.com
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0 0January 19th, 2010 at 12:03 am -
JDG said:
Well an underage drinking ticket wouldn’t show on your driving record. So they wouldn’t know.
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0 0January 19th, 2010 at 12:03 am
