I’m 19 and I need an auto loan to get a car. I’m only looking to borrow about 10,000 or less. The car would be my only expense for the next two years but I have no job but I recieve about 2,500 a year from the government. Does anyone know of a place that would give me a loan, that I would could possibly paybakc when I graduate? Does anyone have any advice for me at all?
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I hope you haven’t burned any bridges at your bank, which I assume you have an account somewhere, to deal with received GI (government issue) money. Such scams as "empty envelope deposits" to withdraw money, utterly destroy credit rating. If you actually get some way to make the payments on a car, gasp! a job, then your bank officer is the person to ask how much financing you qualify for. Forget any other sources of finance. Ask for a limited credit card, and run all your gasoline and other purchases through it. Pay in even multiples of $100, enduring finance charges to do so. Never pay down to penny amounts, ever! This will give the computer the impression you are wealthy and throwing $100 bills around, and it will want in on it! Your credit rating will respond to this technique, but don’t let your laurels go to your head! Having credit is not the same thing as having money! Good luck. Regards, Larry.
first of all our big problem is we get money and dont pay it back ; if i were u id wait untill i could afford or save enough money up trust me car payments are no joke pluse if you have to make car payments u would have to maintain full coverage insurance…. this is a no no and a problem waiting to happen….. save your money; plus intrest on something u pay back when u are out of school is crazy high…. trust me i know .. NOT a Good Idea…..
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It should really save you time to just get an auto loan quote online to check out what todays rates are. You might be pleasantly suprised. Also if your credit is not so great, a lot of online loaners are more able to work with people.
What I always tell folks is that an online quote at http://fundingway.com is worthwhile.
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