if I move to a new state and buy a new car insurance policy, must I report violations in other states?
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i had two car accidents – one in arizona in summer 2004 and the other in texas in summer 2005, both of which i was at fault.
at the time, i had california car insurance, which covered my accidents. i did everything legally and paid for my mistakes.
i just moved to pennsylvania and need to buy a new car insurance policy here.
do i need to report my prior car accdidents to my new insurance company? if I don’t tell them about them, willl they find out anyway?
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mbrcatz said:
No, you don’t have to – because it will show up on your record, and then you’ll get either an "uprate" or a cancellation notice for failure to disclose.
Believe me, they WILL find out. PA is hooked into driving records with the other states DMV’s, AND the companies check claims records via CLUE report. And with two at-faults, you’ll get the cancellation notice, which will give you 10 days, and then you’re starting all over again.
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0March 1st, 2010 at 9:36 pm
