Is it best to reaffirm or redeem your car loan in bankruptcy and why?

What this basically means is if you re affirm the loan, you will continue to pay per the norm even though you have filed for bankruptcy. After the discharge as long as you continue to pay the vehicle loan this will help with re establishing your credit after the bankruptcy filing. As far as lowering the payments, the only one that can do that is America Honda Finance, sometimes with re affirming the loans there’s a few dollar difference, but…usually stays the same. Good Luck!