is it a good idea to declair bankruptcy for about ,000, and will it be any harder to get a loan or a mortgage after?
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Is it much harder to obtain a mortgage ofr a home or a car loan after Bankruptcy?
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Unless you had a medical disaster, bankruptcy is going to hang you credit for a good 7 years, making car and home loans harder to get and more expensive IF you get them; and surprise, under the new bankruptcy lay, you may still have to pay a lot of the 24 k anyway.