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Must you pay off an auto loan before trading in your vehicle?

6 Responses to “Must you pay off an auto loan before trading in your vehicle?”

1. Emmy on February 8th, 2010 at 9:56 am

   You can trade in a car with a loan on, Just have the loan information available. They may pay off the loan, or wrap it into the new one, depending on what you owe and the value of the car.

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2. ElliottNess on February 8th, 2010 at 9:56 am

   Depends on how much money you want to put down when you trade in. Any amount still owed on your loan will be rolled over to the new one. BUT, a lender will only approve so much, usually 120% over the cars’ value on a loan, so be mindful of that.

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3. samantha on February 8th, 2010 at 9:56 am

   u can trade it anytime.u don’t have to pay off the loan.go to the bank and seek for advices.

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4. Scott H on February 8th, 2010 at 9:56 am

   Just because you can doesn’t make it a smart thing to do. You probably owe more on your current vehicle than it’s worth, and rolling the negative equity into the new loan is heading down a slippery slope.

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5. Jennifer on February 8th, 2010 at 9:56 am

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6. Wendell Beiter on February 9th, 2010 at 1:06 am

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