Problem solving???

It is generally found that premiums for automobile insurance are higher for red cars when compared to cars of other colors. Typically, to justify these elevated rates, the insurance companies will cite that an overall greater percentage of red cars are involved in accidents relative to cars of other colors. Therefore, a considerable number of lives could be saved by banning red cars from production. Which of the following indicates the most serious flaw in the reasoning of the previous passage?

a. It may be the companies that are producing the red cars are creating more dangerous products.
b.It may be the type of person that chooses a red car and not the color itself that results in higher accident rates.
c.Typically red cars can go faster than cars of other colors and as a result are inherently more dangerous.
d.Red cars are not as widely available as cars of other colors.
e. Red is a more conspicuous color and therefore police officers are more likely to pull over drivers who are in red vehicles.