How do I know if Im ready for a car loan?
Hi Im 20 years old. I have a job that I’ve been with for 3months so far and its going ok. I bring home about 350 after taxes a week. I do not have my own apartment I live with my mom still. I have a 2001 Honda civic LX Coupe thats been a good [...]
Question about getting a personal loan?
I am in a pretty bad credit situation. I got an auto loan 3 years ago with the help of a cosigner. I have made every payment on time. Now my loan is up and I would like to get a personal loan of 5,000 dollars. I still have the same things on my credit [...]
Am I a bad risk (auto loan)?
I have been trying to secure a loan via my banks and was denied. I have been working for a little over a year at a Ford Dealership (mechanic) with a gross income of ,000. My credit score is 762-750 depending on which company is contacted. I have paid off cards (2) and one student [...]
Should I refinance my auto loan or buy used car?
I have a 2008 Legacy with about ,000 and 3 years left on the loan. I love the car, but I would like something more spacious and like to get my payments down from 0 p/m to about 0 p/m. I can probably get between 11 and 13k for the car from a dealer. Maybe [...]
Should I make extra principle payments on my auto loan or mortgage first?
Okay, I’m budgeting my excess yearly savings. I have allocated ,500 a year to go towards loan pay downs. I owe approximately ,000 on a car loan with about 3 years remaining at 8%. I also have a 0,000 30 year mortgage with a 6% interest rate. No credit card debt. As far as overall [...]
Should I make extra principle payments on my auto loan or mortgage first?
Okay, I’m budgeting my excess yearly savings. I have allocated ,500 a year to go towards loan pay downs. I owe approximately ,000 on a car loan with about 3 years remaining at 8%. I also have a 0,000 30 year mortgage with a 6% interest rate. No credit card debt. As far as overall [...]
