How will applying for an auto loan on-line at several places affect my credit rating?

I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?

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Question about auto loan when you have bad credit?

is it guarantee that you could get a loan from another party which is giving out auto loans when your credit is bad and you are only making at least 00 monthly. My friend told me that she got rejected once. So do you guys know one loaner that will approve you any way.

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When getting a car loan, is the DTI (debt to income) ratio important?

I need a new car soon but I’m leaving my full time job to go to school. I plan to live off of student loans but I’m concerned about getting a car loan after I have such little income. My credit score is over 700. Is DTI really important with auto loans, or does it [...]

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Can some 1 please help with my question? Automobile Dealerships Big Dealerships?

I live in Cherokee Village 3 hours from Springfield, and that’s where i got this car. Well i have it in my drive way right now, and had it for 4 days. They ran my credit, and it was good, but i had 3 loans out, and they were showing up as auto loans. 1. [...]

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Getting an auto loan direct from a lender rather than the car dealer?

I applied online for an auto loan with Capital One Auto Finance (capitalone.com/autoloans) and got approved for a low rate. They sent me a Blank Check that I can just sign over to the car dealer and cut out the usual auto financing hassles. It lets me negotiate like a cash buyer and ensure a [...]

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Will having a paid auto loan in my credit history benefit when I try to get a mortgage in the future?

Right now my credit rating is a little over 800. The only things in my credit history are 2 current credit cards. I am also about to buy a new car and am trying to figure out if it will be better for me in the future (when I am trying to buy [...]

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I need to get an auto loan and I have bad credit. Where can i get one?

Yes, I am taking steps to rebuild my credit but it takes awhile, I’m finding. I’ve found I can get auto loans, but they refer you to a dealership where you pick out a car. I’ve found a car that I really like, but it’s from a third party. I’ve also tried RoadLoans and was [...]

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Can I request an auto loan amount that is higher than what I paid for the car?

Hi everyone-
I just bought my first car from a carmax lot for ,900. I initially settled with their high rate financing because another person was interested in the car and I didn’t have the time to pursue other options.
Luckily, the credit union on our corporate campus offers low interest (5.5%) auto loans [...]

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Question about auto loan when you have bad credit?

is it guarantee that you could get a loan from another party which is giving out auto loans when your credit is bad and you are only making at least 00 monthly. My friend told me that she got rejected once. So do you guys know one loaner that will approve you any [...]

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Is being an F&I guy at an auto dealership similar to what a mortgage loan officer does?

I am interviewing for a F&I position right now with an auto dealership. I don’t have much if any experience with auto sub-prime lenders and lending. However, I have been in the mortgage industry and have worked as both a loan officer, analyzing credit and assets of individuals and shopping sub prime lenders to find [...]

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