What's a safe loan company to go with?
I’m looking on the internet for a loan company that will take bad credit and do refinancing on auto loans for at least 3 yrs. We are trying to gain better credit and right now the loan we have is high interest and pmt is nuts. So I’m just looking to see if I can [...]
WHEN is the right time to refinance my auto loan?
I have two auto loans. One I am upside down on one loan, the other not. Both loans are around 15-16% interest. I have poor credit. If I wait until I am not upside down on my loan, will I have a better chance of getting a better interest rate? Will it hurt to refinance [...]
Can you switch out a 6% loan for a better loan?
I took out a car loan some years back at 6%. Now I see banks offering auto loans for 3% or less. Is there a way I can go about switching out my 6% loan for a better deal?
Is it easy to obtain 1 year used car loan?
Instead of renting a vehicle for 0+ monthly, I was looking to buy a used car around 00 and put down 20%. I need one soon and don’t have the $$ to pay for it in cash. Are short term auto loans common? Thanks
Let's say I have bad credit & 10 credit cards, wouldn't it be harmful to have a tradeline?
I think that having a tradeline doesn’t do any good. Correct me if I’m wrong, let’s say I have 10 CCs with bad credit history, am I right in saying that having another credit card listed on my credit report is damaging to my score? Isn’t that wha ta tradeline is? Listing a credit card [...]
If I had life insurance on an auto loan and forgot, then the car got repoed what can I do?
My husband past away last year, it was self inflicted so I thought I couldn’t claim on the life insurance from the auto loans, the second vehicle got repo’d about 6 months later. Now I find out from my bank that it was good since we had the loan longer then a year. So my [...]
