Sep 14 2011

Can wages be garnished on a co-signer for an auto loan thats been repossessed?

I’m considering bankruptcy, but my father co-signed with me on an auto loan. Now the collection agency has filed to have my wages garnished. What will happen to my father if I file bankruptcy? Will they garnish his wages?

Sep 5 2011

How hard is it normally to get an auto loan thru a credit union?

I am needing a car pretty bad, and worried about getting financed. I have been out of my ch 13 bankruptcy for a year now. I have just paid off my car loan that I got while in my ch13. (19% interest on ,000 loan..ouch). I have been with my credit union for awhile, and [...]

Sep 2 2011

I had co-sign a auto loan for my brother, can I still file for bankurptcy?

My brother didn’t get approve for an auto loan because he just finished college and starting a new job which require him to travel. I am in debt but with me co-signing, he got approved. I am planing to file for bankruptcy but I am not including the new auto loan so he can keep [...]

Aug 30 2011

How do I get my name off a co-signed car loan?

I co-signed on a car loan right before I separated from my husband and later divorced. He has a Ford Explorer of which he hasn’t made the payment on for the last 4 1/2 months. No one will allow him to refinance because of the defaulted payments. During the divorce it was understood in court [...]

Aug 26 2011

If your co-signer on an auto loan files for bankruptcy, is there a legal fee that gets added to my loan?

My grandfather-in-law cosigned on an auto loan. He recently filed for bankruptcy. He doesn’t live with us nor is he involved with the car or its payments. I was just informed by the bank that because he filed, I will have an additional 0 charge added to the last payment of the loan for "legal [...]

Aug 16 2011

Suggestions for bad credit vehicle financing?

I prefer to purchase a vehicle from a private owner and when I look at bad credit auto financing, they refer me to their specific ‘preferred’ dealerships, and I refuse to give my hard earned money to a greedy dealership again. Nor will I walk into a set-up of ‘we will finance your loan if [...]

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