I have bad credit, so they asked me for a cosigner. It turns out that my cosigner does not have that great of a credit either. Now the finance rep is asking me for someone who has had a car loan already. Is that always the case? I make 35K a year and the car [...]
i found the mustang of my dreams its only 15000 dollars but my parents cant get a loan because they have bad credit this is because they own a business and my dad made alot of bad decisions with his credit card. my dad is currently paying for my truck which was 13000 and he [...]
My credit is fair and the banks won’t refinance my car loan wich is now @ 24.95%, this is too high for me. i need to know what happens is i turn the car in or what other options do i have?
Banks have gained record surcharge fees not because the customer made mistakes but because the bank manipulates its policy governing these fees. Who does this effect? not the millionaires just the every day Us. citizen. There was no greater damage done this economy than by banks and there greed and it continues the government gave [...]
When attempting to purchase a used vehicle, the dealer owning the car indiscriminately queried over 10 banks to find a lender willing to loan on a car with excessive mileage. The net result is a sudden plunge in my FICO score.
I know all banks are different and some are more stringent than others, but say I’m looking at an auto loan and I need a co-signer simply because I’m in college and I haven’t had my credit that long to have my "credit file" big enough, with no real loans except a small credit card [...]
