I am just curious as to what most banks do when charging interest on a car loan. Is it prime plus 2%? Is it prime plus 3%? I understand that it would depend on if you’re looking for a fixed or variable interest rate, but I’m just curious as to the percentage for either. The [...]
I am trying to cut down on household finances, and I know from a previous personal loan application that banks think I enough credit extended to me already, but if I want to get a new auto loan to reduce household finances (get a cheaper car, lower payment), what is the possibility of that going [...]
We have a car loan that began in 2005 and have never made 1 late payment – every month the car loan was paid on time. We’ve recently received offers from various banks/loans proposing a lower interest rate. We want to stay with our current auto loan provider but want them to lower the interest [...]
Hi, My credit score is 715(Experian).I am buying a new Honda Civic 2009.I am applying for auto loan(,000) to several banks but getting rejected.I am using the entire 000 for one bank.Do I have to split the amount and then apply like capital One-00,Chase-00,Citi-00 etc.Please share your experiences.
Hi, I have a car a bought with cash 3 years ago, that was 1 year old. Now i am need of some $ for repairs around the house such as apliances ect. I do not have any equity in my home for a Equity loan. The value on the car now is 10k but [...]
I want to pick up a 81 rabbit but banks wont loan the money needed because its such an old car (its priced at 4k and well worth it, its mint). could i get two seperate loans from different banks for the car? maybe not automobile loans but unsecured loans or something else? bankers or [...]
