credit cards

i am 17, and i graduate in 2009. People call my house everyday about paying them off for something i supposedly bought, etc. I went to the police station with my sister when i had a bank account, and we got it a police statement and had it closed, b/c someone in the bank was [...]

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FHA compared to Conventional?

by admin on August 17, 2011 · 1 comment

I am in the market to buy a house. The problem is, i won’t have 10% to put down. My credit score is around 760 give or take a few points. Never late my entire life. this includes automobile payments, student loans, a couple unsecured loans from my bank, and multiple credit cards (which have [...]

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What are my chances of getting a mortgage with a poor credit history? Is it easier to get a mortgage with poor credit than it is to get credit cards, auto loans, etc.? Are mortgage companies more lenient?

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Can I get a home or auto loan with the following scores? 633, 631, 619. No bankruptcy or anything bad on credit report. Currently have 3 credit cards with available credit that totals 50 on all three cards. Debt of about 0. Always pay on time, have had credit card for about a year. Could [...]

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Auto Loans & Credit Score?

by admin on August 5, 2011 · 2 comments

Yesterday, I got a 2007 Toyota Camry Le With a Fair Issac score of 650, I got 10.9% APR Do you think those conditions was fair? They had me at 13% but I had to fight my way down threaten them I would leave Facts: GOOD: Two credit cards never late, previous 18 month auto [...]

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i went to an Acura dealer today to look at an Eclipse i want for 95. I have bad credit because of 2 credit cards, 1 bounced check with Wal-mart and some unjust charges(to me) from Key bank. But I have a paid off auto loan through Chase. Before i went on I talked to [...]

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