FHA compared to Conventional?
I am in the market to buy a house. The problem is, i won’t have 10% to put down. My credit score is around 760 give or take a few points. Never late my entire life. this includes automobile payments, student loans, a couple unsecured loans from my bank, and multiple credit cards (which have [...]
Getting a mortgage–bad credit?
What are my chances of getting a mortgage with a poor credit history? Is it easier to get a mortgage with poor credit than it is to get credit cards, auto loans, etc.? Are mortgage companies more lenient?
Can I get a home or Auto loan?
Can I get a home or auto loan with the following scores? 633, 631, 619. No bankruptcy or anything bad on credit report. Currently have 3 credit cards with available credit that totals 50 on all three cards. Debt of about 0. Always pay on time, have had credit card for about a year. Could [...]
Auto Loans & Credit Score?
Yesterday, I got a 2007 Toyota Camry Le With a Fair Issac score of 650, I got 10.9% APR Do you think those conditions was fair? They had me at 13% but I had to fight my way down threaten them I would leave Facts: GOOD: Two credit cards never late, previous 18 month auto [...]
Is it realistic that I will get this auto loan?
i went to an Acura dealer today to look at an Eclipse i want for 95. I have bad credit because of 2 credit cards, 1 bounced check with Wal-mart and some unjust charges(to me) from Key bank. But I have a paid off auto loan through Chase. Before i went on I talked to [...]
Will a car loan really increase your credit score?
This is what the finance manager of toyota told me when I was completing the deal. It doesn’t sound true to me. I already have a mortgage, 4 revolving accounts (credit cards), and 6 installment (student loans.) I have a lot of debt, but I’m great at paying on time. My FICO is 694. Anyways, [...]
