How much will the interest rate be on my car loan?
I’m looking to get a car loan and I trying to decide if I should get the auto loan from my credit union or if I should go to the dealership. My credit union offers auto loans for about 3.99, I have spotty credit so MIGHT have to get a co signer. The dealership says [...]
Personal Loan vs. Auto Loan?
I need a new car, and need a loan for at least 10k of it. I don’t want my payments to be over 0 a month, and I don’t want the term to be any more than 5 years, with no pre-payment penalty. The interest rate doesn’t matter to me, just the monthly and the [...]
I am buying a car with a loan from bank of america. Do I give my bank my downpayment or the dealership?
Do i ask the salesmen for the Buyers order or purchase agreement to take to the bank or does the dealer contact the bank? Should I wait until the deal is done to tell the salesman that i will have financing through my bank or before we make the deal??. If I dont use the [...]
Can I get a home or Auto loan?
Can I get a home or auto loan with the following scores? 633, 631, 619. No bankruptcy or anything bad on credit report. Currently have 3 credit cards with available credit that totals 50 on all three cards. Debt of about 0. Always pay on time, have had credit card for about a year. Could [...]
After you get approved for an auto loan, what should be my next step?
Surprisingly, I just got approved for an auto loan through my bank. It is 11.4% interest rate and was told that I pay 0/mo. So I am wondering what is my next step after I got the approval? Do I just get any car that equals my loan? This is my first experience?
Is It Best To Find Your Own Bank or Company To Finance a Car Loan?
I’ve bought several cars and always just go with whom ever the dealership finds to carry the loan. Would I be able to get a better interest rate if I did the work and looked for a bank/company to carry the note? Or will I get the same results they get? Thanks 10 points
