I’m looking to get a car loan and I trying to decide if I should get the auto loan from my credit union or if I should go to the dealership. My credit union offers auto loans for about 3.99, I have spotty credit so MIGHT have to get a co signer. The dealership says [...]
{ 2 comments }
I need a new car, and need a loan for at least 10k of it. I don’t want my payments to be over 0 a month, and I don’t want the term to be any more than 5 years, with no pre-payment penalty. The interest rate doesn’t matter to me, just the monthly and the [...]
{ 2 comments }
Do i ask the salesmen for the Buyers order or purchase agreement to take to the bank or does the dealer contact the bank? Should I wait until the deal is done to tell the salesman that i will have financing through my bank or before we make the deal??. If I dont use the [...]
{ 4 comments }
Can I get a home or auto loan with the following scores? 633, 631, 619. No bankruptcy or anything bad on credit report. Currently have 3 credit cards with available credit that totals 50 on all three cards. Debt of about 0. Always pay on time, have had credit card for about a year. Could [...]
{ 3 comments }
Surprisingly, I just got approved for an auto loan through my bank. It is 11.4% interest rate and was told that I pay 0/mo. So I am wondering what is my next step after I got the approval? Do I just get any car that equals my loan? This is my first experience?
{ 3 comments }
I’ve bought several cars and always just go with whom ever the dealership finds to carry the loan. Would I be able to get a better interest rate if I did the work and looked for a bank/company to carry the note? Or will I get the same results they get? Thanks 10 points
{ 3 comments }