Jul 20 2011

How much will my credit score increase when my paid auto repo drops off my credit report in February?

I also have an unpaid .00 hospital bill in collections that is scheduled to come off in June. I need to buy a new car as soon as possible because I commute about 75 miles round trip every day, and my piece of junk used car that I financed in May 05 ( and am [...]

Jul 14 2011

can a car loan company repo your car and then decide not to carry your loan any more and not give your car bak

I WAS ONLY 25 DAYS LATE ON MY CAR PAYMENT AND GOT MY CAR REPOED WITH NO WORNING. THEN THE LOAN COMPANY SAID THAT THAY WERE NOT GOING TO CARRY THE LONE ANY MORE AND I COULD NOT GET MY CAR BACK. THEN THAY NEVER SENT ME A LETTER OF INTENT TO SALE. BUT CALLED [...]

Jul 11 2011

is it legal for a car loan company to double dip?

i had automatic payments set up, switched accounts with my bank, and cancelled auto payments. payed my car payment using moneygram. then, 4 days after the payment was made my loan company withdrew the payment from my account without my permission. They say there’s nothing they can do to rectify the issue, but now i [...]

Jun 26 2011

Title loan company has lien on vehicle, I just wrecked the vehicle and insurance says it is a total loss?

I just filed for chapter 7 bankruptcy and listed the title loan company on it, who gets the money from the insurance company? Also, if i decide to keep the car, do i have to give the insurance company a copy of the title?

Jun 25 2011

Can a car loan company place a lien on my house when I am in bankruptcy?

My husband and I have filed chapter 7 bankruptcy, have already had the meeting of creditors, and are just waiting for it to be discharged. Originally, we were going to reaffirm the debt on my vehicle. We were a month late on the loan, and I called the loan company to work out a verbal [...]

Jun 21 2011

is my car loan company acting legally?

I have always paid for my car loan on time. In october I paid the full amount on time. a week later i saw a amount of 690 dollars was additionally credited to my account. Nevertheless, I still paid the full amount that I am supposed to for november on time. When I got my [...]

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