which way to go in getting a new car – loan or lease?
i am looking at getting a new car, but am undecided if i shoud buy through a loan or lease it.
Share and Enjoy:
Bad Credit Auto loans?
My fiance’s credit score is 575 (ish). He has a mortgage but nothing else currently on his credit. The low score is due to old debt that has since been paid off, student loans, and late mortgage payments. He hasn’t had a late payment in more than 6 months now.
I have a credit score of [...]
What factors influence cost of vehicle insurance?
Is vehicle insurance for a used car more expensive than a new car, or less expensive?
Share and Enjoy:
Will applying for car loans with multiple lenders hurt my chances of getting a loan?
I’m fresh out of college and in need of a new car. I’m shopping for rates – filled out a credit application with the dealer, and a couple online. One of the lenders I applied with online wrote at the bottom of an email to "be sure not to apply in multiple places as it [...]
Is 701 good enough for a car loan through a bank, given the current economic situation?
im 22 years old and am probably going to be in need of a new car within a few months. My credit score is 701 and i have just over 1000$ in total debt. Despite the current economic crisis happening in America, will this be good enough to get an auto loan for, say, 10,000?
Share [...]
if I move to a new state and buy a new car insurance policy, must I report violations in other states?
i had two car accidents – one in arizona in summer 2004 and the other in texas in summer 2005, both of which i was at fault.
at the time, i had california car insurance, which covered my accidents. i did everything legally and paid for my mistakes.
i just moved to pennsylvania and need to buy [...]
Hey can you pay off a new loan or car off right away?
Is it possible for to pay off a new car when you get it at the dealership, if you have the money? Now also can you do that with a loan as well. Becuase I have recieved a loan for ,000 and I was thinking about paying it all off in full. [...]
How much does a credit score effect car loan applications?
I was without a job last year and my Credit has suffered terribly. I have caught up on late payments and my credit score is a 550. Will I be able to get a loan for a new car? Anybody in car sales out there? I can put about ,000 down.
Share [...]
Does a motorcycle accident affect my driving record or car insurance rates?
Haven’t had a car accident in over 10 years, but I did have a spill on my bike ruled my fault recently. Will this affect my car insurance at all? It hasn’t yet, but I’m about to switch insurance companies and get a new car. I also no longer have a motorcycle.
Oh, I should add [...]
Have you ever purchased a car and had the dealer or lender call back to ask you to restructure your auto loan?
I bought a new car on jan. 2nd. (a 2008 Scion XD… financing was through Toyota financing). I got a phone call from the dealership on jan 9 saying that the bank needs me to "restructure" my loan because it (the bank) didn’t approve the terms of the loan in its present state. Has this [...]