How can the current state of the economy help me with a car loan?
I’ve been meaning to purchase/lease a new car for some time now, however, after paying off all my debt I was stuck with a 587 credit score. I’m new to the world of financing, so I was a little hesitant to talk to a car dealer/bank for a loan. However, I DO keep up to [...]
Personal Loan vs. Auto Loan?
I need a new car, and need a loan for at least 10k of it. I don’t want my payments to be over 0 a month, and I don’t want the term to be any more than 5 years, with no pre-payment penalty. The interest rate doesn’t matter to me, just the monthly and the [...]
Will having a cosigner help me obtain a new auto loan?
I currently have bad credit, and have a repo on my credit. My father offered to co-sign for me and give me 2 grand down to obtain a more reliable car. His credit is outstanding. What are my chances of being approved for a new car? Am I just wasting my time and my fathers [...]
Are you sick of automobile ads to TV, radio, and in newspapers? I am!!! I just heard one that promised?
,000.00 off! Now, think about it — How could a dealer take ,000.00 off on the price of a new car unless the "sticker price" was grossly inflated? And another thing — They often offer 0.00 cash back, or something like that. They are NOT going to GIVE you 0.00! All they do is LOAN [...]
Bad Credit Auto Loan?
Hey guys… My Grilfriend has bad credit, a score in the mid to high 500 range. She desperatly needs a new car… shes not looking for anything too pricey in the 3-5k range… she has about 1k to put down… and i can help her a little if needed… How can she go about getting [...]
Can I buy a nice car with a student loan?
I would like to buy a new car, but I don’t want an actual car loan because I don’t want to pay for it while I’m in school. Can I take out a student loan and use that to buy a car? I would already have all my other expenses taken care of (housing, tuition, [...]