Comments on: What’s a good rate to aim for when getting a new car loan? http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html Thu, 02 Feb 2012 00:01:28 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: IslandGirl http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html/comment-page-1#comment-3722 IslandGirl Thu, 25 Feb 2010 04:48:47 +0000 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html#comment-3722 zero to 3.9%.... no higher. If you have good credit shouldn't be a problem. Enjoy the new car :) zero to 3.9%…. no higher. If you have good credit shouldn’t be a problem. Enjoy the new car :)

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]]> By: The BEAST http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html/comment-page-1#comment-3723 The BEAST Thu, 25 Feb 2010 04:48:47 +0000 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html#comment-3723 0 0

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]]> By: Smokey http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html/comment-page-1#comment-3724 Smokey Thu, 25 Feb 2010 04:48:47 +0000 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html#comment-3724 Definately 0% but I'd go anywhere under 5% Definately 0% but I’d go anywhere under 5%

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]]> By: becky120502 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html/comment-page-1#comment-3725 becky120502 Thu, 25 Feb 2010 04:48:47 +0000 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html#comment-3725 How good is your credit? What's your credit score? You should know those before walking into the dealership...it will be tougher to get a nice rate if your credit isn't good. How good is your credit? What’s your credit score? You should know those before walking into the dealership…it will be tougher to get a nice rate if your credit isn’t good.

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]]> By: alfredb1979 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html/comment-page-1#comment-3726 alfredb1979 Thu, 25 Feb 2010 04:48:47 +0000 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html#comment-3726 You can only aim for what you qualify for. All this 0% junk is unreasonable as very few qualify for that. Do your homework first! You can only aim for what you qualify for. All this 0% junk is unreasonable as very few qualify for that.

Do your homework first!

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]]> By: James http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html/comment-page-1#comment-3727 James Thu, 25 Feb 2010 04:48:47 +0000 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html#comment-3727 If you have GREAT credit then you could get 0% of Saturn has any deals like that going on. Otherwise, if you have good credit you could get around 3% or maybe a little more, maybe a little less. If you have bad credit....GOOD LUCK! I once paid 14% on a car loan due to bad credit. You can negotiate price and other things, but the interest rate will depend on your credit score, so get your score first before you even try to buy a car. You can get a 3 in 1 credit report and score at: www.equifax.com If you have GREAT credit then you could get 0% of Saturn has any deals like that going on. Otherwise, if you have good credit you could get around 3% or maybe a little more, maybe a little less.

If you have bad credit….GOOD LUCK! I once paid 14% on a car loan due to bad credit. You can negotiate price and other things, but the interest rate will depend on your credit score, so get your score first before you even try to buy a car.

You can get a 3 in 1 credit report and score at:

http://www.equifax.com

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]]> By: Trixi http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html/comment-page-1#comment-3728 Trixi Thu, 25 Feb 2010 04:48:47 +0000 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html#comment-3728 3-6 percent are pretty good. If you want a bargaining chip, get preapproved for a loan before you go to the dealership. Then when they give you the loan amount you can say, no thanks, I'll just use e-loan or my credit union, they offered me a lower rate. I've done this with luck. Sometimes I use the e-loan check and sometimes they come back to me with a lower rate. Remember, dealers make money off charging you higher interest. Being ready will save you money! Just make sure that you don't mention that you have other financing until the end, or they will try to add extra money into the cost of the car. 3-6 percent are pretty good. If you want a bargaining chip, get preapproved for a loan before you go to the dealership. Then when they give you the loan amount you can say, no thanks, I’ll just use e-loan or my credit union, they offered me a lower rate.

I’ve done this with luck. Sometimes I use the e-loan check and sometimes they come back to me with a lower rate. Remember, dealers make money off charging you higher interest. Being ready will save you money! Just make sure that you don’t mention that you have other financing until the end, or they will try to add extra money into the cost of the car.

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]]> By: Jimmy d. - Floridian~`` http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html/comment-page-1#comment-3729 Jimmy d. - Floridian~`` Thu, 25 Feb 2010 04:48:47 +0000 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html#comment-3729 Unlike most things..."aim" low, rather than high, here! 0% to 5% is good. Unlike most things…"aim" low, rather than high, here! 0% to 5% is good.

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]]> By: Rob R http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html/comment-page-1#comment-3730 Rob R Thu, 25 Feb 2010 04:48:47 +0000 http://autocarloansnow.com/whats-a-good-rate-to-aim-for-when-getting-a-new-car-loan.html#comment-3730 0% IS NOT available on the 09 Vue. You have internet access obviously, so why ask people that don't know? Just go to www.saturn.com. It's not rocket science. AND NO, 5% is impossible these days without a special. The going rate without a special is probably going to be damn near 6-7% or even higher with PERFECT credit. The 08 Vue has 0% for 36 and 48 months, and 2.9% for 60 months. All of these offers are with approved credit. Since GM is hurting right now, you better have a beacon score of 720+ to get ANY of the specials. If not, 6% is probably not even achievable. From your friendly Toyota Salesperson :) 0% IS NOT available on the 09 Vue.

You have internet access obviously, so why ask people that don’t know? Just go to http://www.saturn.com. It’s not rocket science.

AND NO, 5% is impossible these days without a special. The going rate without a special is probably going to be damn near 6-7% or even higher with PERFECT credit.

The 08 Vue has 0% for 36 and 48 months, and 2.9% for 60 months.

All of these offers are with approved credit. Since GM is hurting right now, you better have a beacon score of 720+ to get ANY of the specials. If not, 6% is probably not even achievable.

From your friendly Toyota Salesperson :)

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