Jan 5 2010

whats the best way to check multiple car insurance quotes at once?

last time i got car insurance, i went to a broker type place, there, the guy used a website to find me the cheapest car insurance, do any of you know which website this is?

1 Comments on this post

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  1. Insuranceman said:

    The broker probably had a proprietary website that he pays for to do comparisons.

    There is no ONE insurance company that is right for everyone – everyone is rated individually – and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate – and a QUOTE is ONLY a quote until the policy is issued.

    Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

    The best thing to do is call a LOCAL independent agent or broker. Don’t go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

    An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

    In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

    Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I’m sure that when you do, you will find some impersonal computer user with a script to work from and you won’t be able to talk with the same person every time you have a problem!

    Good luck, drive RESPONSIBLY and I hope this helps!

    Like or Dislike: Thumb up 0 Thumb down 0

    January 5th, 2010 at 10:33 am

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