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	<title>Comments on: Will paying off my car loan two years ahead of schedule have a negative impact on my credit score?</title>
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		<title>By: Cleopatra Sanville</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4838</link>
		<dc:creator>Cleopatra Sanville</dc:creator>
		<pubDate>Tue, 25 May 2010 21:44:01 +0000</pubDate>
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		<description>Thank you for sharing.  Much appreciated and thought provoking! You should also check out this site on&lt;a href=&quot;http://theinsurancequoter.org/&quot; rel=&quot;nofollow&quot;&gt;car insurance resources&lt;/a&gt;.  I am now saving a couple hundred a year. Check it out.</description>
		<content:encoded><![CDATA[<p>Thank you for sharing.  Much appreciated and thought provoking! You should also check out this site on<a href="http://theinsurancequoter.org/" rel="nofollow">car insurance resources</a>.  I am now saving a couple hundred a year. Check it out.</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4838" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4838', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4838-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4838" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4838', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4838-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: rocco the alpha puppy</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4589</link>
		<dc:creator>rocco the alpha puppy</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:08:52 +0000</pubDate>
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		<description>paying off your debt as fast as possible is always the most sound advice.
all lenders would rather have a debt free client when they loan out hunderds of thousands of dollars-to one who&#039;s still paying off cars,credit card bills,etc.</description>
		<content:encoded><![CDATA[<p>paying off your debt as fast as possible is always the most sound advice.</p>
<p>all lenders would rather have a debt free client when they loan out hunderds of thousands of dollars-to one who&#8217;s still paying off cars,credit card bills,etc.</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4589" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4589', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4589-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4589" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4589', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4589-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: mike Z</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4590</link>
		<dc:creator>mike Z</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:08:52 +0000</pubDate>
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		<description>Pay it off.</description>
		<content:encoded><![CDATA[<p>Pay it off.</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4590" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4590', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4590-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4590" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4590', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4590-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: College Student</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4591</link>
		<dc:creator>College Student</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:08:52 +0000</pubDate>
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		<description>early pay off will not have a negative impact</description>
		<content:encoded><![CDATA[<p>early pay off will not have a negative impact</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4591" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4591', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4591-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4591" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4591', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4591-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: cuteredhead</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4592</link>
		<dc:creator>cuteredhead</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:08:52 +0000</pubDate>
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		<description>Pay it off</description>
		<content:encoded><![CDATA[<p>Pay it off</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4592" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4592', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4592-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4592" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4592', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4592-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: elfsareus</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4593</link>
		<dc:creator>elfsareus</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:08:52 +0000</pubDate>
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		<description>no, if anything it will improve it</description>
		<content:encoded><![CDATA[<p>no, if anything it will improve it</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4593" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4593', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4593-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4593" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4593', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4593-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: aout</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4594</link>
		<dc:creator>aout</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:08:52 +0000</pubDate>
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		<description>If you have the money to finish paying off your car now, do it!
It will not have a negative impact on your credit.  If anything, it could help.  Companies are always happy if you pay them earlier then planned.  They will never refuse your money.</description>
		<content:encoded><![CDATA[<p>If you have the money to finish paying off your car now, do it! </p>
<p>It will not have a negative impact on your credit.  If anything, it could help.  Companies are always happy if you pay them earlier then planned.  They will never refuse your money.</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4594" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4594', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4594-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4594" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4594', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4594-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: forbiddenfruit9</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4595</link>
		<dc:creator>forbiddenfruit9</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:08:52 +0000</pubDate>
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		<description>Paying your car loan ahead of time will certainly have a positive impact on your credit rating...Your rating is based on how you pay your bills and keep them up to date..Mainly making monthly payments on time..</description>
		<content:encoded><![CDATA[<p>Paying your car loan ahead of time will certainly have a positive impact on your credit rating&#8230;Your rating is based on how you pay your bills and keep them up to date..Mainly making monthly payments on time..</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4595" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4595', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4595-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4595" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4595', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4595-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Freddie</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4596</link>
		<dc:creator>Freddie</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:08:52 +0000</pubDate>
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		<description>There would be no negative impact on credit score from paying off the car loan early.  Check with the lender to see if there are any prepayment penalties.  If there are none, then pay away.  You will decrease the amount of interest you pay over time.  Then you have more money available to save for your house.  If you do not have an auto loan payment at the time you apply for the mortgage, that will actually be better for you.  Lenders compare the total amount of debt you pay monthly with the total income you have monthly as a criterion of rmortgage approval.</description>
		<content:encoded><![CDATA[<p>There would be no negative impact on credit score from paying off the car loan early.  Check with the lender to see if there are any prepayment penalties.  If there are none, then pay away.  You will decrease the amount of interest you pay over time.  Then you have more money available to save for your house.  If you do not have an auto loan payment at the time you apply for the mortgage, that will actually be better for you.  Lenders compare the total amount of debt you pay monthly with the total income you have monthly as a criterion of rmortgage approval.</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4596" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4596', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4596-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4596" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4596', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4596-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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		<title>By: Barbara C</title>
		<link>http://autocarloansnow.com/will-paying-off-my-car-loan-two-years-ahead-of-schedule-have-a-negative-impact-on-my-credit-score.html/comment-page-1#comment-4597</link>
		<dc:creator>Barbara C</dc:creator>
		<pubDate>Thu, 11 Mar 2010 17:08:52 +0000</pubDate>
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		<description>It will help you in the long run if you pay off early cause alot of morgage companys look at it as a early pay of which is a good thing. So do it if anything it will help your credit score:)</description>
		<content:encoded><![CDATA[<p>It will help you in the long run if you pay off early cause alot of morgage companys look at it as a early pay of which is a good thing. So do it if anything it will help your credit score:)</p>
<p>Like or Dislike: <img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="up-4597" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_up.png" alt="Thumb up" onclick="javascript:ckratingKarma('4597', 'add', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_');" title="Thumb up" /> <span id="karma-4597-up" style="font-size:12px; color:#009933;">0</span>&nbsp;<img style="padding: 0px; border: none; cursor: pointer;" onmouseover="this.width=this.width*1.3" onmouseout="this.width=this.width/1.2" id="down-4597" src="http://autocarloansnow.com/wp-content/plugins/comment-rating/images/1_14_down.png" alt="Thumb down" onclick="javascript:ckratingKarma('4597', 'subtract', 'autocarloansnow.com/wp-content/plugins/comment-rating/', '1_14_')" title="Thumb down" /> <span id="karma-4597-down" style="font-size:12px; color:#990033;">0</span></p>]]></content:encoded>
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